Medicare Advantage Plans (Part C)

What Is Medicare Advantage?

Medicare Advantage (Part C) is an alternative way to receive your Medicare benefits through private insurance companies approved by Medicare.

Medicare Advantage plans provide all Medicare Part A (Hospital Insurance)

and Part B (Medical Insurance) benefits and may include additional benefits not covered by Original Medicare.

What Do Medicare Advantage Plans Cover?

Medicare Advantage plans cover all services included under Original Medicare

and may also offer additional benefits such as:

Prescription drug coverage (Part D)

Routine dental services

Vision benefits

Hearing services

Fitness and wellness programs

Transportation assistance

Over-the-counter allowances (available on certain plans)

Benefits vary by plan and service area.

Types of Medicare Advantage Plans

HMO (Health Maintenance Organization)

HMO plans typically require members to use a network of doctors and hospitals and may require referrals to see specialists.

PPO (Preferred Provider Organization)

PPO plans offer more flexibility to see providers both inside and outside the network, although out-of-network services may cost more.

Special Needs Plans (SNPs)

Special Needs Plans are designed for individuals with specific healthcare needs or qualifying conditions.

Who Is Eligible?

You may be eligible for a Medicare Advantage plan if you:

Are enrolled in Medicare Part A and Part B

Live within the plan's service area

Meet any plan-specific eligibility requirements

When Can You Enroll?

You may enroll during certain Medicare enrollment periods, including:

Initial Enrollment Period (IEP)

Annual Enrollment Period (AEP): October 15 – December 7

Medicare Advantage Open Enrollment Period: January 1 – March 31

Special Enrollment Periods (SEPs) for qualifying life events

Why Review Your Coverage Each Year?

Plan benefits, provider networks, drug formularies, and costs can change annually.

Reviewing your coverage each year can help ensure your plan continues to meet your healthcare needs and budget.

Need Help Understanding Your Options?

At Haddy Health Benefits, we provide educational information to help Medicare beneficiaries understand their coverage options.

We can help you compare available plans in your area and answer questions about Medicare enrollment.

CMS-Compliant Disclaimer

Not affiliated with or endorsed by the U.S. Government or the Federal Medicare Program.

We do not offer every plan available in your area. Currently we represent [X] organizations which offer [X] products in your area. Please contact Medicare.gov,

1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all available options.